Sean Engelking & Suraj Mehta / Humanrace Capital

Sean Engelking and Suraj Mehta are building Humanrace Capital to help founders navigate regulation early, before it becomes a Series B problem.

They've learned that building starship, a mobile HSA for gig workers, inside a market controlled by Fidelity, Optum, HealthEquity, and HSA Bank where even small changes meant going through a banking partner, an industry operator, or a congressional office.

Starship was bought by Optum (United Health Group) in 2022, leaving them with a firsthand understanding of how Washington actually moves, and that access sits alongside them, available to founders while the rules are still being written.

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